The UK Knack Group Reviews Today’s Events ……

Pub estate expansion means potential new jobs Brewery and pub operator JW Lees plans to buy 50 more pubs over five years, potentially creating employment opportunities.  It has launched a new beer, Manchester Pale Ale (MPA), as part of a strategy to appeal to younger drinkers.  The beer will be distributed nationally.

Asda e-commerce developments bring potential new jobs Asda is launching a grocery delivery service as part of a £700m UK expansion strategy, which will increase its focus on convenience stores and digital. It is launching a click-and-collect service across UK stores, with collection points at Asda petrol stations.  The expansion could create jobs.  17,500 UK employees.  £22.8bn sales.

Funding secured by Lincolnshire-based fishing bait manufacturer, bringing potential new jobs Chapel Bait, a Lincolnshire-based fishing bait manufacturer, has opened a 7,500 sq. ft. production facility, and launched a new website and product range after securing funding from Positive Cashflow Finance. It is investing in marketing to raise its profile and hopes to increase sales by 400%.  The expansion could create jobs. £250,000 turnover.

Management Moves: Congleton firm acquisition secured with former owners retained Facilita Software Development, based in Cheshire, has been purchased by London software tester TestPlant. Two of the former owners will take on senior roles with TestPlant.

Management Moves: Partners increased to 90 at law firm Browne Jacobson Law firm Browne Jacobson has increased partners at the firm to 90 as it builds on its strong platform for growth.  Derek Bambury becomes senior partner, replacing William Colacicci at the end of his term, who will continue as partner.  Two lawyers have also been promoted to the partnership, Nottingham-based Adrian Shardlow and London-based Ros Foster.

RWC Partners creating global equity unit with senior executive appointed London-based investment management firm RWC Partners has appointed global equities specialist Louise Keeling in order to develop a global equity unit. Ms Keeling joins RWC from Marathon Asset Management.  Further expansion of the new team will follow. Turnover £26.4m, 60 employees.

Venture Capital: £4m funding secured by Magmatic with proposed new jobs Magmatic, the firm behind the Trunki, has won £3.92m funding from the Business Growth Fund and is now planning the next ambitious phase of its development.  The investment will fund the development of new products, increase international sales and support the development of the Trunki brand with a marketing campaign. The company has 30 staff in Bristol, with a further 44 employed at the factory in Plymouth. The plan is to increase the workforce by 25 per cent over the next 12 months.

Turnover growth at Multrees Investor Services with 40 jobs created Multrees Investor Services, a Scottish company that provides complex support services for investment management firms has achieved sales of £5.5m and created 40 jobs in its first two full years in business.

17 new jobs at Northampton based Horiba UK Ltd Northampton based Horiba UK Ltd have created 17 new jobs as part of plans to build the business.  The firm, which provides analytical and control equipment, has tripled the sales of its Northampton operation in the last 3 years and is looking to grow further.  The company currently employ 170.

Online travel search company momondo recruits first CMO Online travel search company momondo has recruited Tore Pein Jensen as its first Chief Marketing Officer to support its expansion plans and increase its ability to compete with rivals such as Skyscanner. Turnover £35.7m, 110 employees.

Private Equity / Bank Funding: Mouthguard development project funding secured Piranha Guard, a Lancashire-based manufacturer of sports mouthguards, has signed an agreement to supply boxer Amir Khan with its products. The boxer has agreed to wear the mouthguard following a series of tests with Manchester Metropolitan University. The project, including website development, was supported with funding from the Manufacturing Advisory Service.

Private Equity / Bank Funding: £225m private equity fund for Help-Link Private equity firm NorthEdge Capital has invested in Help-Link, the Leeds-based boiler and central heating installation specialist. The investment is the third NorthEdge has made from its maiden £225m fund.  It follows investments into engineering firm FPE Global in February 2013 and IT solutions provider Jigsaw24, also in April 2013.

Bridgewater Canal, Salford marina and leisure development brings 85 new jobs Property development group Peel and house builder Taylor Wimpey are planning to build a 130-berth marina, 600 dwellings, retail and recreation facilities and a cafe, near the Bridgewater Canal in Salford. The development is part of Salford Councils Bridgewater Canal Masterplan, which could create 85 jobs.

Management Moves: Retailer Argos creates Head of Brand role Retailer Argos has appointed Nokia global brand director Joanne Savage to the new role of Head of Brand, to strengthen own-brand ranges and appeal to a broader customer range. Under a five-year transformation strategy Argos is modernising its business and increasing its digital focus. £3.9bn sales, 29,130 employees.

Plast-Tec Plastering Systems obtains funding for expansion with jobs created Sheffield construction business Plast-Tec Plastering Systems has doubled turnover to 1.7m in two years, secured new contracts and increased headcount from five to 70. An overdraft and a 100,000 factoring facility from Lloyds TSB allowed the firm to borrow against invoices, helping it to manage cashflow and fund new projects.

Venture Capital: Wholesaler Clearco Specialists acquired by Sutton Venture Group Staffordshire-based Sutton Venture Group has acquired St Helens-based Clearco Specialists, which supplies branded clearance products to high street retailers, from investment vehicle Tian Ma Global Investments. In one year Clearco achieved £1m sales and gained 100 retail clients. Sutton Venture Group will take it to its next stage of growth.

New £400k premises for Walsall electricals supplier with workforce set to double Sunny Electrical Supplies, a Walsall based electrical wholesaler, are set to demolish their existing premises and build a new, three-storey base, tripling their storage and doubling their display area. The company, which currently employs 6 people, hope to increase employees to 13 over 3 years. Turnover £1.4m.

Management Moves: CA Technologies focusing on SaaS with new US Chief Executive appointed US-based CA Technologies is transforming into a Software-as-a-Service (SaaS) provider following the appointment of new CEO Michael Gregoire.  All customers will be offered a free professional services audit to help them upgrade to the latest releases and make the transition as smooth as possible.

Management Moves: President of e-commerce resigns at US-based Ralph Lauren Corp US-based Ralph Lauren Corp. has appointed Robert Gagnon as senior vice president of e-commerce following the resignation of president of e-commerce Sarah Gallagher. e-commerce sales grew 30% in fiscal 2012 to 479.9m dollars. Since mid-2012 the retailer has expanded its e-commerce site in France and launched sites in Japan and Canada.

10 new jobs at Wickham based TJ Transport Wickham based TJ Transport, a waste specialist, has created 10 new jobs.  The company have also invested 750,000 in 8 new vehicles.  The news comes after the firm were awarded a major aggregates contract.  Turnover £14m employing 110 staff.

Management Moves: Widnes Viking’s Chairman steps down Widnes Vikings, the Cheshire-based rugby league club is seeking new directors to bring in new skills and investment. Owner Steve O’Connor is stepping down as chairman but will remain as main board director. The club has gained a portfolio of commercial partners and will continue to be run by chief executive James Rule.

500 new jobs at Woking based CapGemini Woking based Capgemini will create 500 new jobs in Inverness over the next 3 years.  They have secured funding of £4.25m from Scottish Development International and a training grant of £1m form Highlands and Islands Enterprise.  Turnover £1.6b employing 7,900 staff Penny Winter – The UK Knack Group www.theukknackgroup.co.uk

The UK Knack Group Reviews Today’s Events ……

Bank funding secured Sheffield-based Charles Day (Steels) with new jobs expected Sheffield-based Charles Day (Steels) has invested £1.5m in laser cutting machines which will allow it to cut yellow metal and expand into new markets, after securing £1.5m funding from HSBC.  The company has created four new jobs as a result of the investment.  It employs 50 workers with further jobs expected.

200 new jobs in Partington, South Manchester A £300m investment in Europe’s most advanced paper manufacturing facility at SAICA PM11 plant at Partington, South Manchester has created 200 jobs and represents the biggest share of £500m invested in the UK by the family owned Spanish company since 2006.

New investment signals business expansion for Leeds-based boiler and central heating installation specialist A Leeds-based boiler and central heating installation specialist, Help-Link has secured an investment from NorthEdge Capital.  The funding is to be used to accelerate Help-Links growth plans to increase its market share of the private boiler installations market.  It will also allow them to capitalise on the governments Affordable Warmth scheme, designed to combat fuel poverty.  Turnover £13.9m employing 600 staff

Architects merge in new Birmingham office with potential new jobs AFL Architects and S&P have merged to form AFLS+P, creating a firm with offices throughout the UK and Ireland employing 100 staff. The merger will allow the firm to extend its reach nationally and internationally.  A new office will be opened in Birmingham in May 2013, potentially creating employment opportunities.

£52m of contracts brings potential new jobs at Aramark Scotland and Offshore Aramark Scotland and Offshore has secured a £27m contract with oil and gas group Total E&P. Aramark will provide services such as catering and cleaning, to three North Sea platforms.  Aramark has also secured a £25m contract with Airbus for catering and concierge services.  The contracts could create employment opportunities. Turnover £341.4m, 10,990 employees.

Wind farm operating at Penny Hill Barlborough-based Banks Renewables is now operating its £21.9m Penny Hill wind farm.  The 6-turbine scheme is now producing renewable energy and around 30 jobs have been created on site through construction.  The latest Department of Energy and Climate Change figures show that wind power generated 5.5 per cent of the UKs electricity needs in 2012, compared to 4 per cent in 2011.  Turnover £54.6m employing 364 staff.

70 new jobs in Belfast at Boston based Merchant Warehouse Boston based Merchant Warehouse is to set up a Technology Development and Customer Support Centre creating 70 new jobs in Belfast.  The firm provides payment technologies and merchant services to around 80,000 merchant customers.  Invest Northern Ireland has offered £840,000 of assistance towards the job creation.

York green energy scheme approved bringing 256 construction jobs and 56 full time jobs City of York Councils planning committee has backed Peel Environmentals plans for an anaerobic digestion plant, which will use organic waste to produce power for about 3,500 homes and horticultural glasshouses, on the former North Selby Mine site, near Deighton, Escrick and Wheldrake.  The scheme will create 256 construction jobs and 56 full-time and 50 seasonal roles, increase Yorks economy by about £2.2 million a year, reduce carbon emissions and increase recycling.

Private Equity / Bank Funding: £50m management buyout at D&D London D&D London is to undergo a £50m management buyout, supported by LDC private equity.  The MBO will fund D&Ds UK and overseas expansion and enhancement of its restaurant portfolio. LDC will buy out vendors Conran Holdings and private equity investors Caird Capital.  Senior management will retain their investment in D&D.

Private Equity / Bank Funding: Doncaster-based Imperial Automotive refinances with Barclays Doncaster-based Imperial Automotive, which supplies parts to the automotive trade, has secured a new partnership with Barclays and secured funding to support its growth plans. Imperial employs 160 staff and expects turnover of £15m for 2013.

Private Equity / Bank Funding: Three new sites acquired by Doncaster-headquartered vehicle recycling company Doncaster-headquartered vehicle recycling company Motorhog, has acquired three new sites after securing an £8m funding package from Lloyds Bank Commercial Banking in Sheffield.  The company has increased sales from £2.4m to £24m during the last 12 years and employs 180 staff

New office and new jobs at eResponse Recruitment in Kidderminster eResponse Recruitment has opened its new training centre and recruitment offices in Kidderminster creating 7 jobs, which it hopes will help hundreds of local jobseekers find vacancies.

Private Equity / Bank Funding: £35m debt facility secured by Begbies Traynor Financial service firm Begbies Traynor has agreed a new £35m debt facility with a club of backers.  The new facilities comprise two £10m revolving credit facilities with HSBC and Santander, both of which mature in July 2017.  There is also a £10m term facility with M&G UK Companies Financing Fund 2, with £5m maturing in April 2020 and £5m maturing a year later.  Making up the new package is a £5m overdraft, also with HSBC.  The company has a net debt of £18.3m.

High street baker Greggs expanding into supermarket retail with potential new jobs High street baker Greggs is to build a new frozen savouries factory in Hinckley, Leicestershire, as it pursues its store expansion plan and continues its expansion into packaged supermarket retail. The expansion could create employment opportunities. Turnover £701m, 19,180 employees.

Private Equity / Bank Funding: £43m refinancing for holiday home manufacturer Willerby Holiday Homes Holiday home manufacturer Willerby Holiday Homes has completed a £43m refinancing with support from Lloyds Bank Commercial Banking.  The refinancing strengthens the balance sheet and provides additional capacity to support new product development. Willerby, which is the largest holiday home manufacturer in the UK, is expanding in Europe.

Major redevelopment contract secured bringing potential new jobs for Taylor Wimpey in Wigan Housebuilder Taylor Wimpey is preferred bidder on a 44-acre residential development for the Homes and Communities Agency in Wigan.  Employment opportunities could be created by the development, which includes 474 residential units and 10,000 sq. ft. of non-residential accommodation including a community building, café, retail units and a 40-berth marina.

£100m sales and business expansion at Leeds based Allied Glass Leeds based Allied Glass, who specialise in the design and manufacturing of specialist bottles, has said that demand from overseas markets has helped the company to break the £100m sales barrier for the first time.  The company backed by private equity group Equistone Partners, saw turnover rise to £102m for the financial year ending December 2012.  To help the business they have just taken on a French speaking Business Development Manager and a multi lingual sales officer.

Private Equity / Bank Funding: Acquisition of private equity business London-based Blackstone Group is to buy a private equity business with $9bn dollars of assets under management, from Swiss bank Credit Suisse.  The Strategic Partners unit specialises in buying and selling stakes in private equity funds.

Funding brings 55 new jobs at Mango Direct Marketing Limited Mango Direct Marketing Limited is creating 55 new jobs with the support of Invest Northern Ireland's Jobs Fund.  The £165K funding will enable the company to take on major new contracts.

New product launch at Nitesite brings proposed jobs Night vision products manufacturer Nitesite is expecting to double turnover and create new jobs with the launch of a new invention.  NiteSite, which has been supported by the Manufacturing Advisory Service, has developed the NiteSite Spotter.  The company is entering full production on the device and will officially launch it to the marketplace in June. Sales are expected to hit £800,000 this year.

Venture Capita: Nine clinch growth funding at Plymouth University Nine small and medium-sized businesses in the South West have secured cash from the first round of Plymouth University's growth fund awards and are set to create 95 new jobs.  A total of £843,223 has been awarded to Colour Express, COSMIC, Original Pasty House, Otter Brewery, Plymouth Kitchen Company, Rebecca Garrett Media, Scanstrut, Teignbridge Propellers and Underhill Engineering.

Private Equity / Bank Funding: £75m loan for North Yorkshire’s Drax Power Station North Yorkshires Drax Power Station is the 1st company to get a loan from the governments £40b infrastructure guarantee scheme. Drax have used the guarantee to agree a cheaper debt deal with Friends Life, which is proving a £75m loan maturing in 2018.  The loan is to part finance a £700m project to convert 3 of 6 plants to greener biomass fuels.  Other financing for the project will come from the Prudential and the Green Investment Bank.

Private Equity / Bank Funding: 1m Investment - Business Expansion Oxford University will get  £1m of investment in the next two years to fund a centre to tackle cybercrime. According to the Government more than 120,000 cyber attacks are launched every day against computers in Britain, which are thought to cost the country up to £27bn.

Venture Capital: Investment in Liverpool law firm Personal injury specialist Vantage Law is expanding with further support from Merseyside Special Investment Fund.

Venture Capita: Investment secured by personal injury specialist Vantage Law bringing new jobs Personal injury specialist Vantage Law is expanding with further support from Merseyside Special Investment Fund.  To maintain the company's level of service they need to bring in someone else and needed working capital to enable it.

£80m green energy plant at Trecwn means 50 jobs created along with 150 construction jobs Plans for an 80 million renewable energy power plant at Trecwn would create at least 50 fulltime jobs. The plan would also see around 150 local workers being involved in the two-year construction operation. The company behind the scheme, Renewable Developments (Wales) Ltd, in conjunction with Manhattan Loft Corporation Ltd, will hold an open day at the site.

Primark Newcastle and Manchester store expansion programme means potential new jobs Primark is to complete extensions to its Newcastle and Manchester stores in 2013-14, adding 100,000 sq. ft. of space and potentially creating new jobs. Sales at the discount clothing company in the six months to March 2013 were up by 244% on 2012 at £1.99bn. Primark has 257 stores in total.

Private Equity / Bank Funding: £9.5m funding secured for acquiring Bristol corporate intelligence firm - Protection Group International, a Bedfordshire-based risk-management and security company, is acquiring corporate intelligence business Olton Ltd, based in Bristol, following a period of rapid growth. It has secured funding from Santander for the acquisition and to diversify the business.  650 employees, £62m turnover.

16 new jobs in Carlisle in Schuh standalone store Schuh are opening their first standalone store in Carlisle, creating 16 new permanent jobs for the area. The company, turnover £168m, will open the new store in The Lanes Shopping Centre during July 2013. Total employees 1461.

£1.5bn Whitby mining project brings at least 1000 new jobs Sirius Minerals, a mining company who plan to extract potash and create 1000 new jobs at their site in Whitby, are pushing ahead with proposals for the 1.5bn project. The company, headed by MD Chris Fraser, hope to commence later this year.

Tesco confirms commitment to new Herne Bay store Tesco have confirmed that plans will continue for their Herne Bay store despite pulling the plug on 100 other stores that were planned. The company's profits have fallen for the first time in 20 years, but the Kent store is still sure to go ahead. Tesco employ 400,000 people and have a turnover of £42bn.

2000 jobs at new Scottish innovation centres Three new innovation centres are planned in a 30m investment by the Scottish government, creating over 2000 jobs over the next 5 years. The centres will develop healthcare and life sciences at sites in Glasgow and Edinburgh.

Venture Capital: Watertronix raises funding Watertronix Ltd, a UK-based developer of a new method for treating swimming pool water, raised £150k in funding.

Private Equity / Bank Funding: £220,000 funding for Wilmslow based Starfish 360 Wilmslow based Starfish 360 a digital commerce specialist has secured a £220,000 investment package from The North West Fund to invest in its growth plans.  The funding is going to be used to expand its skill base and forge new partnerships.

Private Equity / Bank Funding: Business expansion funding for Yorkshire cake making company Exquisite Handmade Cakes Yorkshire cake making company Exquisite Handmade Cakes have secured £50,000 of funding to put towards new machinery through a peer-to-peer online business-lending platform. The company turned to Leeds based Rebuildingsociety.com after going down the traditional route failed.  Turnover £1.6m and employs 31 staff. Penny Winter – The UK Knack Group www.theukknackgroup.co.uk

The UK Knack Group Reviews Today’s Events ……

CML Microcircuits (UK) expands in Sheffield and establishes design engineering team Semiconductor manufacturer CML Microcircuits (UK) has established a design engineering team in Sheffield as part of its on-going expansion.  The team will develop services for wireless applications and will operate as an extension of its existing Essex-based engineering department.

Management Moves: Audi appoints Marketing Head Audi UK, a trading division of Volkswagen Group, has appointed Nick Ratcliffe as head of marketing. Mr Ratcliffe replaces Dominic Chambers who left the automatic brand in December 2012.  Mr Ratcliffe plans to change the marketing focus in order to make more of the brands potential for engagement.

Management Moves: Albemarle and Bond seeking new Chief Executive Berkshire-based pawnbroker Albemarle and Bond is seeking a new chief executive after incumbent Barry Stevenson brought forward his retirement.  Former chief executive Greville Nicholls becomes interim executive chairman until a new chief executive is selected. The company has warned that profits for the year to June 2013 are expected to be materially below current market expectations.

Management Moves: Business Development Executive appointed by Bluefin Insurance Bluefin Insurance has appointed Stephen King as Business Development Executive in its Bristol office.  Bluefin is expanding its business in the South West Region.

Management Moves: Birmingham team expanded by BNP Paribas Real Estate BNP Paribas Real Estate has continued its expansion with two appointments in its Birmingham office. Chris White has been appointed as the head of development consulting while Patrick Pryce has joined as the national head of debt advisory. Turnover £58.8m, 610 employees.

Management Moves: New chairman appointed by Bristol-based recruitment firm Granger Reis Bristol-based recruitment firm Granger Reis has appointed Michael Davies, former chief executive of Mace, as its new chairman.  Mr Davies is to assist specifically with international expansion plans.

Business expansion and 1500 new jobs in new parks in UK & Ireland at Center Parcs Center Parcs are continuing to expand with a new park in Bedfordshire nearing completion and plans to build a new park in Ireland. The 250m Bedfordshire park will employ 1,500 people when open. The company, headed by Martin Dalby, have a turnover of £291m and employ 5234 people.

Management Moves: EEF, the manufacturers organisation, makes executive appointment EEF, the manufacturers organisation, has appointed specialist consultant Linda Harrison as head of its new Manufacturing Growth unit in the North West.  The unit aims to help manufacturing companies grow by improving their efficiency and effectiveness. Turnover £34.9m, 390 employees.

Internaionale opening Hull store with potential new jobs Fashion retailer Internaionale has agreed a ten-year lease for 6,338 sq. ft. at the St Stephens Shopping Centre in Hull. The store is expected to open in spring 2013, with new jobs expected. Turnover £33.7m, 920 employees.

West Edinburgh business park development means potential new jobs J Smart & Co (Contractors) Plc. is planning a 1.69-hectare business development on the former Pentad site in West Edinburgh.  Phases one and two of the West Edinburgh Business Park will provide 52,452 sq. ft. of modern industrial units, with phase one scheduled for completion in spring 2014.  The development could create employment opportunities.

Edinburgh law firm Aberdein Considine creates 15 new jobs Law firm Aberdein Considine is opening two offices in Edinburgh creating 15 jobs and increasing its office network in Scotland to 17. The company employs more than 270 staff.

Private Equity / Bank Funding: Corby investment programme at luxury boat builder Fairline Luxury boat builder Fairline invested in its manufacturing facilities in Corby and returned to profit after making losses since 2009. The manufacturing scale-up caps a successful turnaround investment programme over the last 18 months.  The firm, which employs 700 people, made a profit of £3.7 million turned round from a £6.7m loss the previous year.

Malvern Hills science park expansion means 150 new jobs expected Malvern Hills Science Park is creating a further 25,000 sq. ft. of office space and potentially 150 jobs.  The park already accommodates 23 businesses employing 300 staff. Phase four, which is expected to generate an extra £1.3m to £2m annually for the local economy, is expected to start in late 2013.

Management Moves: Midven appoints investment manager Midven, the Birmingham-headquartered venture capital specialist, has strengthened its investment management team with the appointment of Tim Grasby as an investment manager. Turnover £1.7m, 17 employees.

Motor dealership Halliwell Jones funds expansion with new jobs in Chester Motor dealership Halliwell Jones has opened a £5.5m service centre in Chester after securing a £7.6m loan from the Co-operative Bank.  The Chester upgrade increases capacity by over 250%. The company is creating new jobs and expected turnover to exceed 240m in 2013. 350 staff. Glyn Howes is finance director.

Management Moves: New chief executive appointed by Northern Ireland housing association Helm Housing Northern Ireland housing association Helm Housing has appointed Michael McDonnell, a former director of security firm G4S, as its new chief executive. His appointment follows the appointment of a new board in August 2012, after the association experienced financial difficulties.

New jobs in Scunthorpe in new Perfect Home retail premises Perfect Home, a national household goods retailer, has opened a new store in Scunthorpe creating 6 new permanent, full-time jobs. Turnover £57.3m, employees 431.

Management Moves: Senior management changes at recruitment firm Stark Brooks Recruitment firm Stark Brooks has appointed Gron Ffoulkes-Davies as its permanent chief executive. Ms Ffoulkes-Davies joined the firm as interim chief executive in May 2012. Former managing director Sally Toumi become executive chairman.  The firm has offices in Manchester and Leeds.

Private Equity / Bank Funding: £1m investment secured by technology company RepKnight Technology company RepKnight, based in Drumbo, is to invest almost £1m as its targets new export markets.  The business has secured £338,500 from Invest NI, which includes part funding from the European Regional Development Fund, to spend on research and development. It has also received £88,700 to assist with overseas marketing activities.

New jobs in Teeside engineering company, Dormor Machine and Engineering Teeside engineering company, Dormor Machine and Engineering has doubled its workshop size and is planning to take on 5 more workers thanks to an uptake in orders.  The workshop will now cover 1200 sq. metres and will also provide the space to house a planned investment in new machinery.

Private Equity / Bank Funding: £250m motorway service area purchase by the Extra MSA Group, The Extra MSA Group, which is backed by equity investor M3 Capital Partners, has completed a £250 million purchase of nine motorway service areas from Serena Properties Limited.  The investment increases ownership to 18 key locations and further acquisitions are under consideration.

Management Moves: CEO and COO appointed by Oxford Industries US-based Oxford Industries has appointed Mark Maidment as Chief Executive officer of its Ben Sherman men’s fashion brand.   Mr Maidment has been Creative Director at Ben Sherman since 2005.  Finance Director Lindsay Dunsmuir has been named as Chief Operating Officer of the Ben Sherman Group. Penny Winter – The UK Knack Group www.theukknackgroup.co.uk